Micro Finance






Vista Capital in the process of setting up a Micro Finance Company and seeking additional investments to further this initiative. Finance is targeted at the renewable energy sector in line with programs such as the governments “solar revolution program” & agriculture based out grower small scale farming focused at organic production and exports.

Micro finance enables poverty stricken persons to become financially independent, which helps them become more resilient and better able to provide for their families in times of economic difficulty. Considering nearly half the world survives on less than $2 a day, micro finance is a vital solution.

Here are some benefits of micro finance:

  1. Access
    Banks are reluctant to extend loans to those with little or no assets, and generally don’t engage in the small size of loans typically associated with microfinancing.Microfinancing is based on the philosophy that even small amounts of credit can help end the cycle of poverty.
  2. Better loan repayment rates
    Micro Fnance tends to target women borrowers, who are statistically less likely to default on their loans than men. So these loans help empower women, and they are often safer investments for those loaning the funds.
  3.  Extending education
    Families receiving microfinancing are less likely to pull their children out of school for economic reasons.
  4. Improved health and welfare
    Micro financing can lead to improved access to clean water and better sanitation while also providing better access to health care.
  5. Sustainability
    Even a small working capital loan of  Rs 10,000 can be enough to launch a small business in a developing country that could help the benefactor pull themselves and their family out of poverty.
  6. Job creation
    Microfinancing can help create new employment opportunities, which has a beneficial impact on the local economy.
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